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I would use half to pay off existing debt, and the other half for something cool like… a new shed for my back yard.. I recently found her after 52 years of wondering if she was still alive and if she would want to know me even if I found her. One thing I want to do is hire a professional photographer so I will have pictures of the moment we finally get to see each other in person. And by the way, all of this happened after both of my adoptive parents passed away on the same day last August and I found my adoption papers while cleaning out their house.

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As part of the new garden program, the 5th grades will sell herbs as part of their regular fundraiser. I would invest the money in a pattent, for a medical testing device, that I believe would do extremely well. In an effort to earn more money for the family and teach my two young sons about money I would buy a pair of dogs that would be good family dogs and whose puppies would be easy to sell. I would be able to teach my sons about biology and responsibility by having them help take care of the dogs. I would also teach them about money and marketing by having them help sell the puppies and count the money.

I would also teach them about saving money and tithing by setting up a bank account for them and having them give some to church or a good charity. I hate doing vacations on a small budget. Hi Ramit! Ramit, First of all, thank you for putting this opportunity out there. Here is a rough idea of what I would like to do with the winnings. I would use it to take my children to Washington DC. My youngest son wants to see the white house and the capital and he is only 7.

Then use the money to buy in. Sound Good? I stumbled upon a book by one of my favorite role models in the writing and health field, Dr. Roni DeLuz. After following her program from 21 Pounds in 21 Days, I reprogrammed my tastebuds and my belief systems subsequently. My life goals changed so much. I felt like I was turning into Gandhi.

I would spend the money on company software for the insurance company that I currently sell for. The money I am saving up to buy a sailboat with with to sail around the world and raise awareness of individual power and provide real help to people who need it wherever they may need it. I would buy hardwood floors for my house. I would take myself and my boyfriend to Alinea in Chicago, and use the extra funds to get two three day passes to Lollapalooza for myself and my brother.

I would invest the money in the new business that I am currently help create and need the extra cash to get it off the ground. Knowing my daughter, she would save half of it. I tried to teach her well. I would use the money for boosting my business. It has always been my dream to start a film company and I have been doing commercials for businesses for a while now. But I need some capital to form my LLC get business cards and really boost my business.

But if I did win that is what I would use it for. And I would try to save some of it and buy stock with Apple or HP or Dell, depending on which one is the best choice. I would invest in people. The return on investment in people is big on the front end and grows exponentially as they in turn invest in others. So I would donate the money to a local organization that provides food and housing to those at the bottom of the barrel of life. I would spend half on re-doing our apartment to make it more organized and functional. The other half would go to the laptop fund. I would buy presents for my wife for her birthday and invest in myself more a Udemy course, etc.

The rest of the money would go towards my planned trip to Nicaragua to help feed the many starving children. This is the charity website I support. I would buy a couple bicycles for me and my family, and then buy some food, a whole stock pile of it. I would do the boring thing and put it in my Roth IRA. I had a long job drought so I have not gotten to contribute very much to it lately. I have a job, now though I am using the techniques in Dream Job to improve my standing and prepare for the next one in a year or two. Pay of my student loan and keep some to have a night out with the girl for once instead of studying..

I would buy call options on Apple stock. I would use the money to pay for 3 months supply of a drug I use. My insurance is in the donut hole, meaning I pay double for the cost of the medication. The balance would go in my checking account. I would re-direct a third of that money towards my Roth IRA, the other third towards savings, and the last third towards printing promo cards to send to advertising agencies to promote my photography work.

Use a thousand to fly out to San Francisco or New York for a couple of days and say thank you in person to the brilliant man who wrote the check and changed my life over the last year or so. Woop Woop! That way I would be a month ahead. Give or take taxes on items! I would invest it with kickstarter. I started a small business about a year ago selling gourmet crackers that also happen to be healthful.

I am plugging along getting the business going while my husband generously puts bread on our table and provides me with some cash infusions for the business. I realize that I need to take the business to the next level and outsource some things. I would put it toward a new synthesizer keyboard that sounds so much better than the 13 year old piano keyboard I currently use. It would add depth and expression to performances because it sounds so incredible. I would definitely use the money to pay off my education loan!

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And that debt off will spur me to do a career switch into social enterprise work. I would use it to buy more video equipment. I am growing the business and more capital would be helpful. I have had to take some money out of it for some unexpected expenses, and my balance is not as high as it once was. The Blendtec is the sportscar of blenders. Or like the convertible car lovers dream of. If you ever wondered what cooks dream of, I tell you Ramit, they dream of Blendtec.

Invest it in myself by hiring a personal running coach to help me reach my goal of qualifying for the Boston Marathon as part of my larger goal to run a marathon in every state! I have 6 kids, 3 of us live in a room I am renting.. I know I can get an apartment for a few more bucks per month.. I would use the money to help us get a bigger place..

I currently just got hired for a temporary position so I would use the money to help pay for transportation to and from work, daycare fees, and Bills rent, utilities, student loan , add to my IRA account and restart my emergency savings account. I would be torn in between putting it on my car or getting everything else ready for my new baby.

I would also take my wife out for a romantic dinner at her favorite Spanish restaurant. And the penny for my thoughts! I would take my little brother on a trip to San Francisco to reconnect with his childhood friend and introduce him to the tech community! I spent the money on having my product designed. It helps parents break free of the so they can start living their lives now and, most importantly, spend time with their kids while they are young.

I would invest in myself by enrolling in local college to acquire up to date skills to be of more interest to hiring managers! Long term it provides woohoo with marketing budget and more profitability. Even longer term it gets me closer to the bigger purpose faster of making fitness accessible to everyone and creating awesomeness. I would pay down my PLUS graduate loan. Put it into a new account and redirect my student auto-loan withdrawal there so that I can keep it off of my radar for a few months. I currently use my work computer or the free computers at the library for all of my personal computer needs.

It seemed silly to spend money on something that was a going to be outdated in a few years and b has been available for free. I have a game in development. I want to pour all this money into hiring an artist to create some game art so it can get to market faster. A low priced stock more speculative than I usually buy. Hopefully it will do well. I will pay for 12 weeks of private pilates lessons. Becoming healthy and fit are more important than anything else to me right now. I would use it to pay off some of my student loans!

Put some of the money in my savings 4. Buy some shares of a municipal bond fund. Purchase some dividend paying stocks 6. Go out to dinner with some friends! As a single Mom, of three boys, I would take them on the Disneyland trip I have been promising them since the divorce happened three years ago. They have been good at listening to me say no to toys, fast food and other non essentials so we can save up.

I need someone there who can navigate the intricacies of investing and hiring in that country. I will reinvest the interest again in the same FD. My dream is to be a Group Travel Organizer. I would also be able to launch my business and start doing some marketing to have my first group travel within 3 months.

Having someone to guide me always pushes my work along much faster and makes me more dedicated. So, invest in your course, get my own dream job faster, pay down ALL my student loans faster. Much better investment than just paying down one loan. I would use the funds to hire a consultant for web site creation and monetizing a digital product.

I would like to start a blog related to being a top performer in law school, how to get a big firm job and career consulting for law school graduates. For the few the succeed, however, the opportunities are endless. I am one of those who succeeded and know exactly what to do to get where I am. I just have no idea where to start on creating the project, website and platform.

Hence the need for a consultant.

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Sean Ogle is offering a consulting service called the Location Rebel InfoProduct Creation Application, which seems like a great opportunity. My boyfriend just got laid off so I would put as much as needed towards next months rent and the remaining would be used to pay off credit card debt. Get certified and then maintain the certification in salesforce. With this initial emergency fund established, I would funnel all my additional and unallocated income to paying off debt and funding my next savings goal. I would update my camera, put the money towards the one I have been drooling over for a year an a half.

The skills from this will allow me to have a deep understanding of how to plan and execute a succesful social media campaign for my membership that is due to launch. This should give almost instant traffic and then members to my site which I can then build on with the funds I earn. Work hard and play hard. I would buy the best wheelchair I could get. I am mostly housebound due to a number of ailments and would love to be able to get out and do things again.

I have no idea. They go into a savings account, because what I need more than money is time. Basically, invest in myself. I do not want my daughter to go into debt to pay for school! I would buy a car. Without a car, you need quite a bit of cashflow to get a cab not being posh, if I am called to work at 5. It makes saving for a car more difficult, or at least will take more time.

Two big-ticket items I have coming down the pipeline: 1 a Master of Public Health, which right now has no guaranteed funding, so I would most likely put this toward tuition. Maybe it would go toward that instead, especially if a magic funding source like a TAship… woo… appeared for the MPH. Then put the remainder in my savings. I am taking my son to New York for his 21st birthday in July.

I would take a risk on improving myself and with the additional knowledge or skill, be able to parlay that into long term income. The investment in self, might include some type of training or coaching or course. That type of money invested in SELF continues to grow. Either individually or some type of very small group.

Hi Ramit, thanks for your offer. Buy a nice bed. Why not make it the best possible sleep so that I can be more awesome during waking hours. I would boost up my plan for advertising my bagpipe instruction and performance company here in Marietta, GA. Then I would purchase some supplies and get my equipment updated so I could work on marketing instead of fiddling with my instruments.

Finally I would take several people to nice lunches so I can pick their brains! Being free from the shackles of debt is the most important thing to me. I would take the dollars, which is around in euros and take myself and my husband to Lilly Airport in Madrid and get jump with a parachute and make a video, upload it to the Internet and share with all our friends.

Pretty simple, since my system is automated thanks to you! The rest for me to enjoy!! I would probably use it to pay off my credit card, stash a little bit in my savings, and take my over worked, under staffed coworkers out for a fun activity like lazer tag or a wine tasting. Hey Remit! First of all, just got your book from the library—awesome.

About Dollers would go for learning to make clothes myself, the machine books and cloth, Dollars would be gradually used to have fun, go out with friends, because expierence enriches life more then most material things. I am a struggling, poor first-year student, trying to avoid the seemingly inevitable idea of having to take out a loan. I am trying to convince my mother that I do not need one!

Applying for scholarships left and right, working Mondays and Wednesdays to pay for classes I take on Tuesdays and Thursdays. My method of madness has helped me scrape by the first year. I would first get a passport because my girlfriend has a suitcase in Australia full of cash and we need to go pick it up. I would make sure all my bills were current and hit savings with the rest until I figure out how to invest it better. The rest goes to training in online marketing, again within 24 hrs.


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I would use it to get lessons on how to program. Now that I finally have a website yay! I would use the money to help support my family. It would go to my funds to my mission trip to Indonesia. I would give the money to Heidi and Rolland Baker of Iris Ministries, so that they could put it toward their new plane…as they minister in Africa! Then, a good pair of cute walking shoes 75ish? Then, a few good research books ? Then, a few hours , after I am with a company or two, letting friends and fam know which company I am working with…promoting and such.

Ice Cream and Feedback—good combo. Dude—Thanks for the impetus—I am excited—I am going to do it anyway, even with or without the free bucks. So, in a weird way—Thanks! I am trying to pay off debt so I can become debt-free and get my life back. I am so sick of being consumed by interest payments. Never again will I get in this rat race! I hope I can win this money to help me out that much faster. I make specialised baby food freezing trays, made in New Zealand where I live — not made in China.

And more. Thanks for this opportunity! I would also donate Thanks for the money Ramit! Hello Ramit, your advice has served me well! I would use the money to register for your program so I can learn how to futher increase my net worth. That would make euros. This is just a beginning. I would use it to pay for my certification test to become a Personal trainer as well as look into classes to become a trainer focused in either Kettle Bells or Static Yoga.

I would invest in my mother — to help her fulfill a dream of going to culinary school and opening her own Indian Fusion restaurant. She put her dreams and aspirations on hold and invested every bit of her energy in our family. Along the way, she cultivated hobbies in gardening, jewelry designing, creating delectable Indian fusion cuisine, but most of all, she endlessly encouraged my brother and me to pursue our dream.

She protected us from the uber-competitive mindset that Brown people tend to get into. She invested so much in me — I think maybe even too much. But I want to give to her an opportunity she might have been able to pursue had she been born in modern-day USA rather than India a generation ago. I would use the extra money to put towards my wedding! Trying to keep it low key, but its still pricey! Need to make repairs to the house. Given the amount of money and relative priority of tasks, this would go to replacing the sump pump lines to avoid basement flooding.

I would take a summer school class to keep moving forward on my degree. With the rest I would organise a contest and give away 3 prizes. The participants should answer what is the biggest obstacle between them and their wishes This way I would have their emails added to my list, and at least one of their urgent needs to fulfill. Invest it in myself.

A one off some of money can hurt rather than support. I have 1 year left before I graduate with a Bachelors of Science. I have worked hard and fought to finish my degree, even after the first 2 years of shooting myself in the foot! That only brings me to the mark. I still need that last dollars. It would be used to finish my education.

An investment that will last a lifetime! Also, the very last dollar would be used right after graduation to buy myself a candy bar to celebrate! If i got dollars i would help my girlfriend out. She is 19 years old with a kid. The kid has no father and it hurts me everyday to see her struggling so much. I love her to death and it kills me that i dont make enough money to make all her problems go away.

She deserves the world and with this money im going to give it to her. I would put the money into my already-started ING savings account that is marked off for moving away from my university town once I graduate. California is expensive, yo! Since this would be a bonus, I figure I would use it to do something fun. Specifically; a. Get a open water diving license b. And the rest will be spent on families and close friends such as; a.

Getting my siblings a good watch I think watches are classic gifts b. Sponsor my parents for a cruise c. Get a nice casual coat for a buddy. I would give the money to one of my friends who is going through a divorce, and needs it more than I do. It would definitely give me an extra month to breathe instead of living paycheck to paycheck. I would invest part in the new business venture I am going to do when I save enough. Buy 2 dresses for 2 weddings.

Use the rest to pay down debt. Maybe a random number generator. But who cares as we are all busy talking about how we would spend the money. Got married a year earlier than me. Thia would mean a lot. She will undergo operation for cancer-like. She has been very excellent with her studies. Awarded best sponsored students last year. Got married for 2.

I just want to give her this without asking what she want to spend with this money. Being there when I need him, in good and bad times. He never ask for anything. A place where I know they money would be used for the benefit of the kids. Please take less sugar, put the sweetness in your smile instead.

Hand delivered if possible. And start finishing what I have started cause I just need courage to do so. Money, I have enough to cover myself, so why do I need more. Not grateful? I know it sounds very silly to say that I would leave it in my savings account to accumulate with some more savings until I find a worthy investment or spendature. Fixing a vehicle, replacing broken and necessary items, furniture or appliances in ones home and sometimes just maintenance exspenses. I would put that money towards my savings and let it grow some more and use it towards my engagement party that is coming up in the summer.

Sounds silly but I already have all my needs covered, I still put money away into my RSVP every month and those are locked away into investments. I may rent but I rent a beautiful apartment that I take pride in living in. The only logical thing I could do is put it in savings for the time being and let it grow.

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I would use the money to attend another investment class on stocks and options. Whatever is left would go towards my trades. I use half to pay off a medical bill. Use part to complete emergency fund 2. Fund a business as wife will not have job in our new location we are moving to — so why not work for herself?

With that horrible burden gone I can finally start using my new salary optimally to invest for retirement and personal development and save for a wedding instead of diverting massive amounts of cash to servicing my credit card debt. Miyagi, and best friends with Shakira. Dance is an integral part of introducing fitness in this area, and at present I have two left feet and my current dance heritage consists of dancing in lines and squares. Definitely credit card debt, along with the tax return I just filed. Immediately thereafter I would throw a backyard barbeque complete with tiki lights!

Would help make it possible to start my own business, a therapeutic wellness centre, before I even finish my masters in counselling. I would put it in my Roth IRA. He graduates in May so now I will try to play catch-up with my retirement funds. Im 54 and while a will not starve or go bankrupt, I really have screwed up. Determined that my son will not. I bought him your book. That was step one. I would use this Probably both.

Most likely both. Or just human trafficking. Yeah, that sounds about right. I would spend that money for a trip. So any money which comes as a surprise i would like to spend on myself to enjoy the world and roam around. I would pay off my loan. My credit union personal loan has one of the highest interest rates I have.

I have been reading your book and getting organized in all little aspects of life. Thanks to you Ramith! Use it for the earn 1K tuition. Have been thinking about it and this would ironically tell me to take the class! About to become a father for the first time. I need to buy lots of items for him! I like taking photos and I like meeting people. Check my site to see if you like my style of photography. I am planning to quit my job to travel Central American. This was a dream of mine going through college and graduate school where I was just making ends meet.

I got a job, wife and mortgage concurrently so my new income is committed to paying down our mortgage and into my k. My wife does not support my interest in property investing at the moment so it has been difficult for me to divert a portion of my income into this venture. I have been volunteering my time to help her with shopping and getting around. I have already been applying your principles of efficiency, execution, and automated financial planning. I automate bills with my Amex for extra rewards and freelance web design to speed up debt payoff.

I have also spent years developing a specific skill set surrounding my desire to start my own business. Working on business planning, finances, and digital marketing, while working on finding the right passion to pursue. Send that check my way Ramit, and you will see results through persistent execution; bringing you maximum ROI on your experiment!

Because we never know when we are going to need the extra cushion. No serious debt at the moment. I would use half to save for student loan payments that will be due in a few months. The other half I would use for wedding costs my parents are covering most of the cost, while I cover some. Put some in my financial freedom, put some on my self-improvement fund, basic needs, etc. Then with that, I can start cooking up a batch of home made bunt cakes my sister and I have been wanting to try to sell.

I would put half in Savings Acct. I would have to spend the other half to go see my daughter. I could put it towards my credit card debt, maybe half at least. Caring for my bedridden mother, currently finishing my degree, working two jobs, keen to work in child protection in developing nations — and yet struggling with a chronic illness — I need to set myself up for financial success. I know I have what it takes, all I have lacked so far is time — which I will soon have. I am ready. I would invest on courses and lectures. With this money and a little of personal investment I could travel to many cities and learn with many people.

It would mean the world to me to share with him some of the places that are most important to my family, now that he is a part of it. That would be a fabulous investment in my future. I would finish paying off my credit cards. Blogging is one of this projects. With about11, net income with two exemptions claimed and after bills are paid about Or I would put it away and let it earn interest.

That would be a wise thing to do too. Just my thoughts. Never had one. Doing decently ok! I would use the money to buy my first college textbooks that I need for my first year in college! What a difference a few weeks makes! I would go to Vermont and compete in the Kingdom Swim again.

Last year was my first time competing in a marathon swim 6 mile I came in second overall and I beat all the men who competed. I would like to create ebooks, tutorials and offer a per download or monthly service fee for small business owners. I would like to set up the store on my site for this.

The cost for this will be minimal, just set up fees through an ecart. I have also created training systems for bookkeepers to help them set up and maintain and become profitable. I would like to purchase an additional site and pay for some minimal graphic design to get this up and going. In additional to site design and site purchase I will need to pay for an ecart. This will allow for monthly income with very little effort. My first reaction would be to use it for credit card debt which I must get rid of. I would offer part of it to my neighbor to purchase the first right of refusal on his house — I want my parents to move closer to my family in the next 5 years to help with the kids.

The rest I would invest in my IRA. Look, man: I have to escape the Alcatraz of being a lawyer grabbing you by the lapels, crazed look of desperation in my eyes. See you on the outside. The lab wants me there but lacks funding for an extra summer grad student. This research opportunity would allow me to learn things not available at my campus, to network with big thinkers in my field, and to learn new skills that will set me miles above my peers. My wife and I already have our accounts in good order, thanks to your book.

We have a nice little niche where we can develop our expertise. We need to update the interior and purchase some materials that can be used directly with the students. I will stock up on strings, manuscript paper, sheet music, etc and my wife can purchase books and evaluation tools. These three things that I have thought about and started from reading your emails and watching a couple webinars.

I am saving money, took tips from your webinars to get my new job which so far I really love and actually sticking with an exercise routine that I finally got myself to take and that I am now addicted to going to. A few less months to go. Money saved is money earned! Sudden money is like an unexpected tip, or if someone gives you a winning scratch ticket, or an unexpected bonus, etc. I would get the most important items on that list. I would split the rest between savings and making additional payments toward my student loan.

Would use the money to defray start-up expenses for a new business I am working on, which is projected to open in Sept Currently In the business plan stage and would use the thousand dollars to out-source some of the research required for the business plan which will also once the business model is proven, to be developed into a franchise system. Plan is to support myself, family and several employees via the business up front, and create a franchise package that could potentially employee hundreds, if not thousands.

The left over dollar I would use to purchase a soda, can always use a dash of caffeine. I would invest the money in the best DJ equipment I could find in that price range. Dear Ramit, thank you for the money. I recently lost 43 pounds by exercising and weight watchers. None of my clothes fit anymore so I have given them all away.

I will use my winnings to purchase all new clothes. Yay, this is exciting. Thanks again Kathleen. This will increase my viewership and subscribers, thus increasing my monthly income. I would use the money to ride the train into Chicago this summer, enroll in the 2 day Pixar Masterclass, and wander around with my sketchbook and camera.

What would I do? I recently paid off my credit card debt, so I would buy a new bass guitar, and deduct it against my earnings as an NYC musician by night! Any remaining cash would go into a new ING savings account as a baby emergency fund. Show me that money! Interesting contest, Ramit! I run a small non-profit organization to help disadvantaged youth and one of the hurdles were up against right now is getting a container shipped to Africa. I would use the money to put towards a payment for shipping of the container. The cost is a little over 5, Me and my brother have never been there before and my parents havent seen their family since and my dream is to reunite them.

HI Ramit! By the time I got to college I had only a little idea on how to manage my money, and I definitely had a lot of help from my Dad but never took to managing my budget. I am now a Junior in college, I am double majoring, meaning I will probably be in school at least 3 more years and money is always tight. I am now rereading your book and trying to get better at handling money so I can stop worrying about it but the extra money would really help me out, I would use it as a jump start on managing correctly; sort of like starting fresh. Thanks, Ramit!! Been meaning to open one for over a year now — this would set me on the right track.

I would use it to help pay for adopting an orphan with medical needs. We will probably sell one of our two vehicles to help finish getting him home. I would put it towards a round-trip flight to London to visit my boyfriend! We are in a long distance relationship, NYC-London. After I win that, buy a house on a beach somewhere and enjoy the rest of my life not having to work. I would put the money towards my student loan.

In a few months I will have it paid off and this will allow me to move out of my parents and rent an apartment. I would spend the money on my company that sells a new Harley cell phone console that I designed. We just purchased a lot of brochures, a canopy, banners, etc so we can go to motorcycle shows and set up a booth. Will probably use it it send out more qualifying lead material, which on dollars would lead to about dollars. I had a job interview a few weeks ago. Take that! Now that I read it, that seems kind of pathetic. I would keep it separate from my other funds and only spend it on really notable items, such as a drink in the oldest pub in Ireland or on a boat to an island off the west coast.

This is going to sound boring, but I would use it to pay for repairs needed to the patio in the back yard. If anything was left over, I would use it to fill in the hole left in the back yard when a tornado went through and ripped up an old tree. I have some projects to work on outside this summer…. Either that or pay off my credit card.

He lost his job a week before their toddler daughter was diagnosed with leukemia. Hello there Ramit. I hope you and your family are well This is my first ever comment to be honest because you mentioned money. What you have here is a very interesting challenge. However I am not a risk take and would put the money somewhere safe so I am going to face my fears and buy shares have fun with it and see what happens.

From then on, every month will be more difficult for me to be disciplined about putting money into the things I need, because I will remember when it was taken care of for me. The mindset change from having one payment given to me would be disastrous. I currently brew with a friend of mine, and it is a lot of fun. My wife and I enjoy spending time relaxing with a good beer, and to have that time together each month would bring us together.

It will allow me to play my creative side in ways that my job will not. A home beer making kit is a luxury that is a little beyond what I can afford at this time, so having that extra money would provide a wonderful gift for me and the ones that I love. That way, when I go back to taking care of the things I need to be responsible for, I will be a little more ready to give it my best efforts.

I would use the money to buy a new sofa to replace our sofa with a broken leg. It has been broken for four years…we can still sit carefully but would live to replace it! I will buy an account of cloud hosting service such as Heroku, EngineYard and get my business site developed by myself. I would start an English language school for small children or a fitness club for those who enjoy dancing.

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I would split it between my 3 youngest kids for there own business ventures. The 23 yr. The 14 yr. I am seeking to disrupt higher ed in the arts and innovate social change by bringing the artist mind to tough civic issues. The money would cover video streaming, space rental, image licensing, a small ad campaign on Facebook, document prep for digital publishing outsourced to oDesk. With 75 remote participants, we.

USD is enough to settle it all. That way I can focus on other long term loan housing. I would buy a lovely seafood dinner and donate the rest to my family for our family reunion this summer to ease each of their loads. I would use it to keep paying down debt.

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Easy choice. It would sit in savings until I start my dream job this fall I have to do a certification with it and use it for start up costs. I have read your book, and I have followed you for sometime, and thank you. Your free stuff really is more practical and more useful than many others paid material. You and James Altucher are the best out there writing today. Your writing has led me to read many things including direct marketing Gary Halbart and his letters and books on the social sciences, and your launches are fascinating to watch.

Thank you for hours of interest and thought. I want the money to make more money so I would take the money and start a business. I would use it to set up my day trader account. Once I start making money from my trading, I could afford to siphen off some profit to pay off my student debt and afford some more training to further my education. It would be like a golden ticket to financial stability and independence!! I would want them to remember not the money, but the experience that came from it. Not because I need one, but because the big fridge boxes are so awesome!

As a family, we would donate the fridge to someone that our family agrees on that needs it, then we would make a fort. Just to enjoy the peace with our good sandwiches and each other away from distractions. Boxes make the best forts. If I were to recieve an extra thousand and one dollars I would use it to accelerate debt payoff. It is not as exciting as travel or fancy things but I can do so much more fun stuff once the debt is gone. I would start a Roth IRA or some kind investment account. I am 23 with a new full-time job and I know that it is necessary to get my investments started, automated and building up through the next few years.

I just started my K with my new job and am ready to make the next step towards a smart future. I am trying to pay for my college tuition so I can become a special education teacher. I have to take summer classes in order to graduate on time and I am paying for it on my own. Every little bit helps. Invest half of it into a minimalist hat product line that I have a prototype model for first batch order and trademark fees. The other half would go into a new suit…my current line of work does not require nice clothing, and I want to switch jobs.

I feel vastly under-dressed and need to invest in a good suit. This will help me step up my game! Currently I am a high school senior who cannot afford to go directly into college, so I am going to a community college to save up money, and then I will transfer into a university. Last but not least, for whatever I have left, I would like to use it to buy my family a gift or two, to show my appreciation for their patience and support on the somewhat reckless decisions I have made throughout my school years.

Thanks to your website, I have high hopes on becoming a part-time freelancer. Although I am young and I have not paid for any of your services, your free materials are exceptional, especially since it does not require any money to see your livestreams, articles, and videos. In fact, your video on interviewing helped me to get a scholarship! Keep up the excellent work, Ramit! I would use it to sign up for IWT course on how to start a side-business!

Seriously, that is what I would do. I will deposit it in my savings account, earmarked for my 6-month trip around Europe starting this summer. This will help me meet my savings goal. Being Asian, I started automating finances around the age of 3 so basic finances and funds for donations are in good shape. After Ramit wrote about the scripts that we have in the back of our minds, I started analyzing them and deciding what I wanted to do with them. For the ones that lead to positive outcomes it is easy, keep them. For bad ones, once they become conscious, along with their negative effects, work on adjusting them.

And then there are a bunch that are not overly positive or negative in and of themselves but how you manage them determines the effects. It is these with which I have been experimenting, using the automatic effortless nature as an advantage. What starts as an unconscious neutral habit converts to a more conscious constructive one.

It is similar to putting weights in front of TV. Use the automatic habit to trigger a different behavior. End result? It also revealed beliefs I had about the value of money depending on how I earned it, if I earned it, where it came from, spending Euros vs. USD etc. When I feel good physically, I am far more productive, yet the script says it is a frivolous indulgence to have more than one every 4 weeks. Repeat until home is as streamlined as I want it to be I prefer not owning a ton of clutter.

Am already minimalist by nature so this choice has a good chance of being a win for both me and a worthy charity. Its been 5 years that we are married. I had a son after one year. We spent two years of our salaries in paying loans, credit card bills, other liabilities… and there was 0 saving. This was despite the fact that both my husband and I were earning a decent package. Then we really started saving for a house…. Spending money on vacations when that could have been utilised for buying house made both of us guilty.

If i win this i would really want to have a family holiday really soon….. I would buy myself some premium dog food! I would promote my twitter account to get more followers… All i have is twitter… Sometimes the life of a dog is boring… Please follow me MachoTheMinPin on Twitter! Thanks for putting up this contest. The remainder would go into buying a few pure silver coins to have around in case of global financial emergency i. Save it to a savings account to be ready for when I start my own company! Which will be this year…or next at the latest!

This money will go directly to ensure the event happens, and will be multiplied 60 times over in economic benefit to the region via cycling related activities and tourism. This is a big question…. But because I want to learn from your Earn 1K program but at the moment have credit card debts…..

Well I have started a new business so far no overhead. I still need some things finished and only do what I can with money on hand pay as I go. Im going to school, working a full time job and my husband has cancer its tough but I keep on going. Either way, I would be very, very grateful. The film tells the story of community activists in HK and China and how they are advocating for more equitable urban development. I just came back from a 3 month sabbatical abroad. Good times indeed: I got to meet my distant relatives, ate good food, and spent some time interviewing and getting video footage of young community organizers.

It is mostly for fun, but a way to summarize my experience. The film will be shown at a Ted-X event targeting young people in August. I have no filming experience, so I want to put some money into hiring a professional film editor to work with me to execute my vision. I am currently trying to launch my own small startup and am looking for advice from older local industry leaders.

I would use this money to take as many of them out individually for lunch or coffee as possible — an attempt to gather their insights and pick their brain for things they wish they had known when just starting out. Open up a window to recovery by understanding how addictions are used to self-medicate ADHD.

Poor grades and low self-esteem are not your child's destiny. This book contains findings that your doctor may not have told you. Learn about: Nutritional approaches to ADD and ADHD Effective learning methods for your unique youngster Foods that soothe How to build up your child in faith and love How to recognize and address symptomatic behaviors early. Be encouraged by someone who understands. Tips for dealing with auditory distractibility, visual distractibility, sensory issues, daydreaming, social skills, memorization, modifying curriculum and the various other challenges that come with parenting and homeschooling a hyperactive child are included in this conversational book.

Freeing parents of the expectation to "normalize" their child, she offers a wealth of idea to work within your child's best learning style in school, life, and public spheres. Practical ideas for teaching, keeping your child listening and quiet! You can unsubscribe at any time. Enter email address. Welcome to Christianbook. Sign in or create an account. Search by title, catalog stock , author, isbn, etc.

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